How much is Asurion deductible?

This ranges between $9 and $249, depending on the device you have been using. For a phone screen repair, you have to pay a deductible of $29 regardless of the carrier. Asurion also offers free battery replacement.

A deductible represents the amount that you have to pay for Asurion to repair or replace your device. The specific amount differs based on the carrier you are working with. Here is more!

What is phone insurance?

According to reports, most mobile users damage their devices within the first year of purchasing them. If you have broken more than one phone at some point, you should consider getting phone insurance. A mobile device can get damaged from spills or accidental drops, which makes the screen crack. Repairing a damaged phone without insurance can be quite expensive. For instance, the price of repairing the screen of a phone can be between $200 and $300. If the damage is severe, the device may need replacement which is way more expensive.

You can save some costs by paying for phone insurance. Though most phone manufacturers offer insurance plans, you should consider getting one from a third-party company such as Asurion. The problem with getting an insurance plan from a phone manufacturer is that these companies can be restrictive. Carriers such as Verizon have phone insurance plans provided by an insurance company known as Asurion.

Working with this insurer is advisable since it has adequate experience in handling numerous phone claims. Most customers that have been paying for the Asurion insurance plans are satisfied with the high level of experience they get from the insurer. It not only makes the process of filing claims easy but also charges reasonable deductibles.

What are Asurion deductibles?

When you choose to work with Asurion, you have to pay some monthly charges to enjoy the coverage. This insurance provider can cover your smart device for incidences such as theft and loss, malfunction, and damage. If you experience any of the following, Asurion can help you out by either repairing your cell phone or replacing it with a new one if it is completely damaged.

Asurion charges deductibles every time customers file claims. You have to pay this amount out of pocket before the insurer repairs or replaces the device. If you go through the insurance policy of Asurion, you will see the specific deductibles that you are expected to pay when you file a claim. Before the insurance provider replaces your phone, you have to pay deductibles between $9 and $249.

The specific amount that you have to pay depends on the device and the carrier you are working with. This insurance provider charges around $29 as the deductible for screen repair. You can get battery replacement on your phone free of charge. Once your claim is approved and you pay the deductible, Asurion can replace your device the same day.

If it needs some major repairs, you may have to wait for long. The insurance provider will also inform you if the device needs a repair or replacement. You can always communicate with the company representatives throughout the process until you get a working device.

How much is Verizon Asurion deductible?

Since Verizon is one of the popular carriers that use Asurion, you should expect to get comprehensive coverage if you work with this carrier. Its plan, therefore, covers theft and loss, accidental damage, and malfunction. It gives you access to different protection plans so that you can find an ideal solution for your smart devices. Each plan offered through this carrier gives you a chance to file up to 3 claims in one year for one device.  For you to get the basic Asurion insurance plan when working with this carrier, you have to pay a monthly fee of $14.

If something happens to the device, you have to file a claim and then pay a deductible. Asurion goes through each claim before approving it. If, for instance, you have broken your phone’s screen, you have to pay a deductible of $29. You may also be charged a deductible ranging between $9 and $249 based on the device and the extent of the damage.

The cost of Sprint Asurion deductible

This is also another major carrier that works hand in hand with Asurion. It produces phones then insures them through Asurion. If this is your carrier, you can sign up for the Asurion insurance plan for only $9. You have to pay this amount every month for the insurance company to cover your device.

The deductibles you will be charged in case of repairs or replacements under this carrier range from $50 to $275. This depends on the specific device you have been using. You should expect a higher deductible for a high-end smartphone. Just like in Verizon, the deductible for screen repair is $29.

The cost of AT&T Asurion deductible

Though the initial cost of getting an insurance plan through AT&T Asurion is not that cheap, the plan can save you more costs in the long run. This phone carrier also gets insurance for its phones from Asurion. You have to pay a monthly fee of $14 to get the Asurion insurance plan when working with this carrier. The deductibles range between $25 and $299 based on the device.

Here is a summary of the costs associated with the Asurion insurance plan

Asurion insurance plan through different carriers
Monthly fee
Deductibles
AT&T
$14
$25-$299
Sprint
$9
$50-275
Verizon
$14
$9- $249

 FAQs

What is my Asurion deductible?

This is the money that you have to pay when filing a claim. It can vary based on the device and carrier.

Why is my Asurion deductible so high?

You may be using an expensive device that needs major repairs. The high deductible will cover the cost of repairing or replacing it.

How much is Asurion deductible for iPhone 11?

The deductible that you have to pay for Asurion to replace an iPhone 11 is $199.

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