How many claims a year can you make with Asurion?
You can make either two or three claims a year on a single device based on the carrier you are working with. Asurion sets a cap of $1500 per claim.
Whether you got your phone from Verizon or AT&T, you have the chance to protect it by paying for Asurion insurance. This insurance provider can cover your device and allow you to file claims in case of damage or loss. Take your time to go through the company’s policy before you start paying monthly for the insurance plan.
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How do Asurion claims work?
Asurion has made many people’s lives easier since it enables one to enjoy using their tech devices. Once you pay for the insurance plan from this company, you will get coverage for things such as loss, theft, damage, and malfunction. The plan covers your device regardless of where you bought it from. This insurance provider works with popular service providers such as Verizon and Sprint.
If your phone gets damaged, you should file a claim with Asurion. The insurance covers the cost of replacing or repairing the device. This insurance provider allows you to file a claim through the online platform. You only need to visit the company’s website and pick the wireless provider you got the phone from. Once you do this, you should submit your phone number and then follow the instructions. You have to describe what happened to the device in detail for Asurion to consider repairing or replacing it. Ensure that the billing address you submit matches your shipping address to avoid slowing down the claim process.
Though Asurion receives so many claims every day, not all of them are legit. Unfortunately, some people look for ways to try and exploit the insurer. To avoid this, Asurion is keen on reviewing each individual claim that customers make to avoid overspending so much money repairing or replacing phones that don’t need such services. Most customers are impressed with the same-day replacements from Asurion. This insurance provider also sets certain policies that every customer that wants to file a claim must abide by to get the expected services.
For instance, you have to pay the specified deductible for your phone to be repaired or replaced. Apart from that, you should file the claim within 60-90 days from the date of the incident. If you get a replacement device from the insurer, you have to return the old device to Asurion as soon as possible. Lack of doing this can lead to a penalty. According to this insurance provider, there is a limit as to the number of claims you can make over a certain duration. Setting a limit discourages people from filing claims every time they feel they deserve different devices.
How many claims does Asurion allow Verizon?
Asurion works hand in hand with Verizon to offer its customers a good insurance plan that can give them peace of mind. If your carrier is Verizon, you can get the Asurion insurance plan which covers theft, damage, and loss. This also covers post-warranty defects. Once you sign up with this plan, you will also be given access to coach experts on tech devices that can answer any questions about your smart device.
The Verizon Asurion insurance plan also comes with 24/7 claim service. This means that you have the liberty to file a claim at any time. Asurion allows Verizon up to 3 insurance claims in a year. This means that you cannot file more than the specified number of claims when working with Verizon. This policy does not, however, include claims on cracked screen repairs.
How many claims can you file with Asurion Sprint?
If your carrier is Sprint, you can also protect your devices through the insurance plan from Asurion since this company works with Sprint. This insurance plan can help you repair a cracked screen the same day or even replace a completely damaged phone. In case your device gets damaged, you can simply file a claim and wait for Asurion to get back to you. You also have to pay the necessary deductible before Asurion repairs or replaces the device. In most cases, the cost of the deductible is usually lower than the cost of getting a new phone.
Like in Verizon, Asurion also sets limits for Sprint customers that wish to file claims. You can file a maximum of only two claims in a period of 12 months. This insurance provider also sets a cap of $1500 per claim. If you don’t comply with the policies, Asurion will not consider your request. If, for instance, you filed a claim and wish to cancel it, you can do this through the website.
Here is a summary of how Asurion claims work
What you need to file a claim with Asurion |
Number of claims that you can make with Asurion |
Your carrier |
Asurion sprint- Up to 2 claims in 12 months |
The make and model of your device |
Verizon- Up to 3 claims in 12 months |
Your phone number |
AT&T- Up to 2 claims in 12 months |
Conclusion
The process of getting an insurance plan from Asurion is not hard. You only need to get a phone from one of the wireless providers that it works with, such as Verizon, AT&T, or Sprint. If your phone gets damaged and you have this insurance plan, you can request repairs or a replacement by filing a claim online. Asurion allows two claims with Sprint and AT&T but three claims with Verizon.
FAQs
How many claims a year can you make with Asurion?
It depends on the carrier you are working with. You can make between 2 and 3 claims per year.
How long will Asurion take to send me a replacement phone?
Once you submit your claim, you can check the status online. Asurion will go through your claim and determine if you are eligible for a replacement. If yes, it will ship the phone the next day.