How much does it cost to replace iPhone with Asurion?
Replacing an IPhone on Asurion costs $199 on average for a maximum of three replacements per year, as well as $7 monthly that acts as your insurance payments. The replacement fee will mainly cover the shipment cost of the new or refurbished device regardless of whether you have a malfunctioning device or a lost one.
In the case of owning an Apple device, you may wonder whether choosing to stick with Apple Care or going for the well-known Asurion is the better choice. Unlike the alternative insurance options on the market, you cannot sign up for Asurion coverage directly – instead, you will sign up for their packages through your network provider, such as AT&T or Verizon, and Asurion will facilitate your coverage through the carrier. The major drawback with this setup is the higher coverage fees involved, and the lack of individualized service quality.
The best option is to avoid Asurion as much as you can, as many of the replacement devices tend to be refurbished with parts from other devices, even non-iPhone ones. If the refurbished device malfunctions or experiences issues, you will not get repairs from any Apple Care store as the warranty is voided, and instead you will have to resort to buying another iPhone entirely.
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Is it worth it replacing iPhones through Asurion?
In most cases, no. Automatically purchasing an iPhone allows you to get a 90-day period of complimentary phone support, as well as a 1-year limited warranty, which is collectively known as Apple Care. However, this does not protect your device against water damage and other accidents such as cracks on your screen. In this case, getting a more comprehensive insurance cover will help, and will give you benefits that include:
- 24/7 tech support
- Protection against theft and loss
- Protection from accidental damage
- Affordable replacement of your device and/or screen
These benefits exceed Asurion insurance in many cases, especially in the area of replacement and access to support on a 24/7 basis. The best case scenario of getting Asurion coverage for your device is if you are planning to insure multiple devices other than a single iPhone, as this will spread out the risk.
What are some alternatives to Asurion insurance for iPhones?
These depend on the length of time you want to use your device under. They are:
AppleCare+
This is best for you if you plan to retain your iPhone for more than a year, as Apple extends the one-year warranty you get on default iPhone purchases to a 2-year warranty, alongside a 2-year phone support cover rather than the default 90 days. You also have the choice over when you want to apply I; whether that is when you purchase the phone, or choosing to activate it at any time up to 60 days after purchase.
In cases of accidental damage to the screen or device such as water damage, this cover will also provide you with a chance to exchange the faulty phone with a new iPhone for up to 2 times. All you will need to pay is a deductible fee of $99 in cases of damage to the device, or $29 for the screen. The only disadvantage with AppleCare+ is the lack of protection against loss and theft, unless you pay an extra fee to cover for that.
AppleCare+ with loss and theft
This will provide the same protection as the AppleCare+ cover, with the addition of theft and loss replacements for up to 2 times; for this, you will pay a deductible cost between $229 and $269, depending on the specific iPhone you have.
SquareTrade
If you live far from an Apple store, SquareTrade is a great third-party insurance company that will cover for malfunctions, spillage, and other damages occurring on an iPhone, as well as two-way shipping for free. All you will need to pay is a $25 deductible fee when doing a screen repair, or a $149 deductible fee if you wish to do other repairs.
They also offer:
- Coverage through local service shops in your area if you choose to repair your iPhone on the same day
- Replacements within 24 hours
- Reimbursement for appointments you make on Genius Bar
The company offers two monthly plans: a $14.99 Family plan that covers a maximum of 4 devices, and an $8.99 Simple plan that covers a single device even when you upgrade phones.
Summary of Asurion iPhone monthly insurance fees and alternative options
Insurer |
Insurance fee |
Best for |
Asurion |
$149 annually |
If you are insuring multiple devices, other than a single iPhone or Apple device |
AppleCare+ |
|
Users who plan to use and keep their iPhones for more than a year. However, it does not cover theft and loss of phones. |
AppleCare+ with loss and theft protection |
|
If you tend to lose your iPhones. It offers the same benefits as AppleCare+, but with added protection and replacement of lost devices. Earlier iPhones also have lower deductible fees. |
SquareTrade |
|
People who live far from an Apple store, yet still require a reliable third-party insurance cover. Protects against malfunctions, spills, and drops. |
Conclusion
While Asurion offers to replace iPhones and other Apple devices under their insurance plan, Apple has their set of aftermarket services that they offer to their devices, and will mostly be a better option in terms of replacement costs rather than the standard $199 Asurion charges. Therefore, it is better to go for AppleCare+ services to get the best deals, as well as pay lower deductible amounts.
FAQs
How much is Asurion deductible fee for iPhone 11?
Similar to other iPhones and devices, Asurion charges between $199 and $330, depending on yhour network carrier.
How much does Asurion charge to replace iPhone X?
Between $199 and $330, although the specific fee will depend on the carrier you use.
Is Asurion Apple Certified?
No, they are not, as there is no guarantee from them that an iPhone or any Apple device can be fixed using certified components from Apple.
Are Asurion replacement iPhones new?
Not in all cases, as it depends with what they have. When signing an agreement with them, their terms stipulate that they may choose to replace the phone with a similar device if it is available.
