Is Asurion Protection Plan Worth It?

There are two ways to look at this. One of which, we can establish that Asurion isn’t necessarily the best protection plan in the line of extended warranties that exist. This is simply because it only claims to cover failures on electronic devices that arise from power surges and other mechanical and electronic breakdowns that may occur during normal use. Unfortunately, this is very limited coverage compared to other protection plans in the market. On the brighter side of the spectrum, Asurion may be a worthy investment when we establish that protection against power surges and other mechanical and electrical failures is decent coverage to have for four years.

If you are looking to get a decent protection plan for your devices, you can always consider subscribing to one of Asurion’s policies. You can choose to insure your consumer electronics, cell phones, and home appliances like TVs, gaming consoles, laptops, and others.

What are Protection Plans?

A protection plan is also known as an extended service plan, an extended warranty, service plan, or an extended service contract. It provides you with product coverage that goes above and beyond the overall terms and limited lifetime of a manufacturer’s warranty. If your product fails at any point, it ensures thorough repairs and seamless replacements if applicable. Asurion Protection plans significantly protects your devices against costly repairs or replacement, unexpected product failures and gives you peace of mind in the event that any of these failures happen. Additionally, Asurion plans to ensure fast and convenient repairs, online claims filing, 24/7 technical support, and simple plan management.

What is covered under Asurion’s Protection Plan?

Just like every other typical protection plan, Asurion covers the repair of any insured product or the replacement of any device with a new or refurbished item of the same kind and quality. Other times, it may offer you a gift card, voucher, or cheque for the original purchase price of your item as identified in your sales receipt. That said, Asurion protection plans offer parts and labor coverage for breakdowns that arise from;

• Defects in workmanship and materials
• Normal wear and tear
• Mechanical and electrical breakdowns
• Power surge protection
• Toll-free assistance
• Environmental factors
• No lemon policy
• Free transferable coverage

How does an Asurion Protection Plan differ from a Limited Manufacturer’s Warranty?

The table below summarizes the differences between Asurion Protection Plans and Limited manufacturer warranties that come with your devices.

Why should I purchase an Asurion Protection Plan for my devices?

1. It makes good financial sense

It costs a ton to diagnose, repair, and replace parts on your devices. With this in mind, purchasing an Asurion protection plan helps you save the amount of money you would have otherwise spent on frequent repairs.

2. Whether new, used, or refurbished; these products won’t always last forever

Even the newest and most advanced technological devices are susceptible to breakdowns, normal wear and tear, and failures. A protection plan simply gives you peace of mind when any of these happen.

3. Manufacturer warranties aren’t always enough to protect your devices

If you look closely, you will notice that most manufacturer warranties don’t cover a great number of the common problems that arise from the normal use of electronic devices. Just for this reason alone, an extended warranty saves you the hassle.

Is there a deductible in the Asurion Protection Plans?

None at all. Asurion Extended Warranty is offered through Verizon Wireless and it covers your specified electronic devices for mechanical or electrical defects and not physical or liquid damages, after the limited 12-month standard manufacturer warranty. Considering the fact that it is not insurance, it has no deductibles and it offers you a free refurbished replacement for your devices.

What should I do before purchasing any protection plan for my devices?

Unfortunately, some protection plans may end up being a scam if you aren’t too careful and if you are quite the naïve person. Based on that train of thought, before purchasing a protection plan for your devices, you can always;

• Consult with the claims department first

A great number of customers tend to complain about the delays and challenges they face when making claims. That said, you should always question the manner through which your insurance company handles any claims. Try to understand whether they ensure repairs are done seamlessly or whether they give full refunds.

• Request to meet with a supervisor from the company

One of the most transparent ways of handling business is having a professional, diplomatic conversation with the head of the company. That way, you can always confirm whether the company is reputable and is willing to handle any of your claims with care.

• Carefully read through the fine print

The fine print defines any terms and conditions that you may need to consider when purchasing a protection plan for your devices. It elaborates the important policies and any important information that could help you out in the future.

Conclusion

Always weigh the pros and cons of any protection plan before purchasing to save yourself from any disappointments in the long run. Overall, you may want to consider Asurion Protection Plans for your electronic devices considering its perks.

FAQs

1. Is there a limit to the number of claims I can make on my electronic devices?

Yes. Most of Asurion’s wireless carrier programs have coverage limits that range from two to three claims in a year.

2. Is Asurion Apple Certified?

Unfortunately not. It does not do any Apple Certified repairs.