What does my Asurion insurance cover?

It covers most of the things that people file for, such as malfunction, accidental damage and loss, and theft. To get coverage, you have to make monthly payments and pay the deductible when filing a claim.

Paying for a phone insurance policy is a great way to protect the smart device you use the most. This can help you replace or repair the device at a low cost. Though many insurance providers can help you with this, choosing Asurion can help you enjoy great coverage. Here is more!

What type of insurance is Asurion?

This is a company that offers insurance for smart devices such as Android and iPhone devices.  It also provides repairs and replacements on laptops and household appliances. Asurion can help you enjoy such devices for a long time since it covers them against different incidences. It is a popular insurance provider that works with some of the most famous carriers in the US, such as Sprint, AT&T, and Verizon.

The insurance company has been protecting crucial devices for more than two decades now. It offers excellent tech support so that you can always get assistance whenever you need it. The experts are not only available over the phone and online but also in-store. This insurance provider can eliminate the frustrations associated with devices to ensure that you always get the most out of your device.

What damage does Asurion cover?

If you tend to easily lose or break devices such as smartphones, you should consider paying for mobile insurance. Asurion can cover the device against accidental damage so that you don’t have to pay the total cost of replacing the phone if it gets damaged. One of the things that make Asurion stand out is offering coverage for water damage. This means that even if you drop the device in water or it gets damaged from spills, you can get it repaired through Asurion.

Apart from water damage, the Asurion insurance cover can also help you if the screen of your device cracks. It offers repairs for cracked screens at an affordable cost. If, for instance, you buy a device that has defects from one of the carriers and it is not covered in the manufacturer’s warranty, you can get a replacement device from Asurion. It also covers devices against failures.

Offering coverage for theft and loss also makes Asurion stand out among other insurance providers. If you experience such, you only need to file a claim and make the necessary payments to get compensated. Asurion will inform you whether it will replace or repair the device. This insurance provider also offers battery replacement on devices at no cost. Asurion takes pride in offering fast replacements.

How much does Asurion cost?

The cost of this insurance cover differs based on the carrier you are working with. If, for instance, you get a phone from Verizon and would like to sign up for the Asurion insurance policy, you have to pay $14 every month so that your device is covered. AT&T also charges the same price for the Asurion insurance plan. If you get a phone from Sprint and sign up with Asurion, you will have to pay $9 every month for the plan.

Besides the monthly payments, Asurion also charges deductibles. For instance, to get a cracked screen repair, you have to pay a deductible of $29 no matter which carrier you choose. The deductible for other damages costs between $9 and $249 based on the device in question.

Are Asurion replacement phones good?

If, for instance, you lose your phone or it gets stolen, Asurion can replace it after verifying that your claim is valid. If it chooses to replace the phone, you can get the phone overnight. It can either replace it with a refurbished or new phone. If you get a refurbished phone, it will come with a label indicating that it is refurbished.

According to different reports, replacement phones from Asurion are not always of the best quality. Most of the replacement phones from this insurer do not last that long since they have very few new parts. Despite this, Asurion offers a one-year warranty on replacement phones. This warranty indicates that the phone should work well at least for one year.

Once you receive a replacement phone from Asurion, you should not forget to return the damaged one to the insurer. You should use the label that accompanies the replacement phone to send the damaged one to the right address.

The merits and demerits of Asurion Insurance

Merits	Demerits
It delivers fast repairs and replacements	The quality of repairs is not the best
Offers access to tech help	High deductibles for certain devices
Free battery replacement	It does not offer very low premiums compared to some insurers.
Excellent coverage
Works with well-known carriers
Easy process of filing claims

 Verdict: So, is Asurion phone insurance worth it?

According to most customers that have worked with Asurion, this is worth considering. Asurion not only works with top wireless providers but also offers comprehensive coverage. You can get the insurance cover at an affordable price and enjoy excellent tech support. If you have been looking for a mobile phone insurance company you can work with, get in touch with Asurion.

FAQs

Are Asurion refurbished phones good?

They are not the best, but they work fine for at least one year.

Does Asurion replace with new phones?

Not all the time. You can only get a new replacement phone from Asurion if it does not have a refurbished one in store.

Are Asurion phones good?

Though people have different views on this, Asurion phones work as expected for a particular duration. Take note that this insurer does not use Apple-certified parts in repairs.

Do I have Asurion insurance?

This does not come automatically. Once you get a phone from the carriers we mentioned, they can present the option of paying for the Asurion insurance cover.

Will Asurion upgrade your phone?

No. Since this insurer replaces phones in the same price tier, it rarely upgrades phones. If you get an upgrade, you may be forced to pay a higher deductible the next time you file a claim.

Does Asurion cover lost or stolen phones?

Yes. These are some of the things that Asurion covers. If they happen to you, report the matter immediately and start the process of filing a claim.

Does Asurion cover a cracked TV screen?

No. You may not get coverage for a cracked TV screen. Asurion offers coverage for TV issues such as control box failures, power surges, and broken buttons.