Does Boost Mobile do a credit check
Communication has been made easier especially with phone financing. In an effort to make communication much cheaper, companies like Boost Mobile offer mobile phones to their customers and have them pay in flexible installments. However, most of these companies do a credit check first to know if you’re worthy. A lot of people keep asking, does Boost Mobile do a credit check?
Boost Mobile does not do a credit check on you when you decide to buy a phone from them in installments. It instead uses your spending on its monthly plans to gauge whether you’re eligible or not.
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What exactly is Boost Mobile?
Boost Mobile is a wireless telecommunications company operated by Dish Wireless in the USA and by Boost Tel PTY Limited in Australia. It provides wireless services using T-Mobile’s network and also retails low-cost mobile phones. The brand offers you high-speed data, unlimited talk time, and texts. Besides, you can stream music unlimitedlywithout incurring extra data charges since all is included in the plan. The best thing about Boost Mobile is that it offers its customers a wide range of phones to choose from. These phones come from top mobile brands and at an affordable price with a flexible payment plan of a down payment and the rest in 18 monthly payments.
So how does Boost Mobile determine if one is credit-worthy?
Boost Mobile deals with its customers, to begin with, meaning that it knows you better than you think. The company deals exclusively with its loyal customer base as a way of cushioning itself from losses. Boost Mobile looks at your monthly plan purchase history to determine if you’re worthy for phone financing plan and pay in installments or not. To be eligible for Boost Mobile phone financing, you need to be a Boost Mobile customer with a monthly plan of $35 and above. Also, in the last 12 consecutive months, you should have made your monthly payments on time. In addition, you shouldn’t be enrolled in its Premier Grace Period program.
How to know if you’re eligible
The first thing to do is find out if you’re eligible. Click on this link and sign in to your Boost Mobile account using your phone number and PIN. Once logged in, go to the ‘My Device’ section, and if you see ‘You are eligible for BoostUP! Installment Billing’, then you’ve met all the laid down criteria.
How do I go about purchasing a phone from Boost Mobile?
You can buy a phone by clicking on the Start Shopping and choose any phone that’s eligible for BoostUp!. Checkout and complete the Installment Billing Agreement. Finally, pay the down payment plus taxes and you’re good to go. You can also purchase the phone physically by visiting any participating Boost Mobile retailer. The payment varies based on the phone and payments are to be made equally over the 12 months except for the last month where the balance will be due. Boost Mobile has a wide range of smartphones from top brands including Apple, Motorola, Samsung, and LG. You can check out all the Boost Mobile phones by clicking here.
Issue |
Requirements |
How to check eligibility |
Does boost mobile do a credit check? |
Be a Boost Mobile customer with a monthly plan of at least $35 and more
Timely monthly payments over the last consecutive 12 months Not enrolled in the Premier Grace Period Program |
Go to My Account and log in using your phone number and PIN. Navigate to the ‘My Device’ section and see if it’s written ‘You are eligible for BoostUP! Installment Billing’. If yes, then you’re eligible.
You can proceed on the same site and click on Start Shopping to buy a phone and checkout then complete the Installment Billing Agreement. Alternatively, visit a participating Boost Mobile retailer next to you and buy it. |
FAQS
Can I purchase another phone before completing the payment on the old one?
You can purchase a new phone from Boost Mobile while still paying in installments for the old phone only in cash and keep servicing your loan. Note that you can only purchase one phone in installments at a time. Alternatively, you can pay up all your remaining balance and then purchase a new phone in installments.
Do I qualify for BoostUP! if I’m part of a Family plan?
Yes, if you aren’t using a secondary line, you can purchase a phone in installments too.
