AT&T access more Citi credit card login and how to make a payment

If you’re the new owner of the AT&T access more Citi credit card and you’re looking to login to your user portal, this article will help you navigate through your Citi online banking processes if you need to make payments.

The AT&T access Citi credit card is a good entry-level reward credit card with a special bonus for AT&T and online retail purchases. You’ll receive 2 points for every dollar you spend on online purchases done at travel and retail websites. And 1 point for every dollar you spend on products and services bought directly from AT&T and other purchases like grocery, gas, and your everyday purchases. This is the best card if you frequently spend money at AT&T.

How to login to your AT&T access more Citi credit card

Here are the steps you need to follow to login to your Citi card to do some online banking.

Visit your Citi credit homepage and enter your user ID and password. If you can’t remember your login credentials, click on forget user ID/password. Fill in the provided forms to help you retrieve or reset this information.

• Click on the sign on button to log into your account
• Go to the pay bill section and type in the amount you want to pay
• Enter your checking account information and also include the bank’s routing number
• Submit your AT&T credit card payment

Is the AT&T access more Citi credit card good value?

Credit cards are good for building credit, but most people are drawn to them because of the perks. The AT&T access more Citi credit card provides its customers with decent rewards when you shop online at eligible online websites and when you buy AT&T products and services.

Citi’s bonuses

As a new cardholder, you receive a $100 statement credit when you spend $250 of AT&T products and services within the 3 months after opening your account. Citi also has a signup bonus if oyu spend $2,000 within the first 3 months of your membership, you get a free phone from AT&T. if you love online shopping, you can earn high rewards on purchases from their e-tailers and you also get to earn triple points for your online purchases from travel and retail websites. Many cards have a 1-2% market cap which makes this card a great value if you’re a good spender.

ThankYou points and rewards

You’ll also earn ThankYou points per every dollar of purchases you make at certain online retailers like department stores, specialty stores, warehouse stores, boutiques, and travel websites. You can redeem the points you earn from your card at a maximum rate of $0.01 per point, but you must limit your redemption to only gift cards and flight bookings. When you open your card, Citi will create for you a ThankYou point account that you just log into to redeem your points and view your credit card account.

How you can get the most value out of your ThankYou points

The value of a ThankYou point will depend on the method you use to redeem. For you to get the most out of your points, you should go for rewards that are equal to a cent for every point you redeem. Here are the rewards option you can use:

• When you use your points to book travel through Citi travel or redeem for car rental services, your points are worth a cent each.
• You can redeem most gift cards for a cent per point starting from 25,000 points for a $25 gift card.
• Use your points to make charitable contributions at a rate of a cent per point.
• Also paying your student loans and mortgage payments at a point for every 1 cent.

Anniversary bonus

Everyone likes to earn extra rewards and you can get them by spending $10,000 or more per year with your AT&T access more Citi credit card and you’ll receive a 10,000 point anniversary bonus. This will give you $100 in gift cards and an extra ThankYou point per dollar on the $10,000 you spend each year.

Citi services

Citi services are benefits that come with your AT&T access card that include a variety of benefits and protections, but aren’t exclusive to this card only, but all Citi issued credit cards have a version of these perks. The benefits you’ll get include Citi private pass where you can purchase pre-sale tickets for various events and concerts and Citi price rewind where Citi lowers the price of a purchase in 60 days and you’re refunded the difference of even up to $500 per item.

Drawbacks of using your AT&T access card

• Credit cards like this one come with a defined 0% APR period for purchases or balance transfers which helps you to save some cash. However, this card doesn’t come with one so its not the best for making large purchases or paying down debt.
• You get higher reward rates if you make purchases from eligible online retailer websites. However, in most cases its hard to tell which website is eligible so you might earn fewer rewards than you expected.
• New cardholders earn 10,000 ThankYou points if you spend at least $1,000 in your first 3 months of owning the card, but other cards that don’t have an annual fee provide better bonuses for new cardholders.

Should you get the AT&T access more card?

This credit card from Citi is a great card if you do a lot of purchases online as well as AT&T products and services. If you reach the required spending amount you can get a new phone and also enjoy your anniversary bonus if you spend $10,000 in a year. However, if you spend more on other types of purchases you should look for a card that meets your purchasing needs, and because of its low redemption rate for cash rewards, you should opt for another card.

Conclusion

If you’re an AT&T customer and you want to earn extra reward points for making online purchases and paying your phone bill, this is a credit card you should consider having in your card holder. However, it’s not the best card if you want to earn higher rewards on every purchase you make.