Asurion vs Geek Squad – Which Protection Plan should you get for your devices?

Extended warranties, also known as protection plans are a solid safeguard against unforeseen device repairs and any expensive replacements that you may need when your devices become dysfunctional.

Buying gadgets like cellphones and home appliances can be costly. When you end up damaging them, you might have to spend even more. So, how can you cut these costs down you may ask? Getting insurance for your devices will give you peace of mind especially when you run into a problem. Although you will have to pay a subscription fee, it is far much better than having to pay for damages yourself. In this article, we are going to be differentiating two popular insurance policies, Asurion and Geek Squad, to determine which one you should get for your devices.

What are the differences between Asurion and Geek Squad?

Name
Asurion
Geek Squad
Devices covered
cell phones, consumer electronics and home appliances
Home appliances, car electronics, Computers, Consoles, Cellphones, Cameras, and music equipment
Coverage
Cell phones- cracked screens & physical damage, mechanical failures & manufacturer defects, loss & theft, and finally normal wear and tear

Home tech- $2000 worth

Material defects, power surges and normal wear and tear
Deductibles
Yes
No
Cost
Cell phone- Variable

Home tech- $24.99/ month

Variable

 

Asurion vs. Geek Squad- How do they compare?

  • Devices covered.

The first step of selecting an insurance policy is to look at what categories or types of devices are covered by the insurance company. Asurion provides you with device insurance, warranty and support services for your cell phones, consumer electronics and home appliances like TVs, DVD players, streaming devices, gaming consoles, laptops, music equipment, desktops, and tablets.

Geek Squad offers protection for a wide range of products. With Geek Squad you can protect your TV and home theater, computers and tablets, cameras and camcorders, music equipment, car electronics, gaming and vr devices, cell phones, wearable tech like watches and appliances like fridges. Both Asurion and Geek Squad are similar in terms of devices covered because they offer services for similar products.

In the event of a mishap, what exactly will be covered in your devices? Asurion will protect your cell phone against cracked screens &physical damage, mechanical failures & manufacturer defects, loss & theft, and finally normal wear and tear. You can also insure your home tech with an unlimited number of claims each month.

On the other hand, Geek squad covers defects in materials and workmanship, protection against power surges and failures caused by normal wear and tear.When we look at coverage, we can see that Asurion is better because it covers a wider range of damages.

  • Cost

Another main factor you must consider before getting into an insurance contract is the cost of the policy. Since Asurion provides cell phone insurance through different carriers (Verizon, AT&T, T-Mobile, and Sprint), the prices may vary depending on which mobile carrier you are using. However, home tech insurance works differently. You are required to make a monthly payment of $24.99 to have all your home devices covered.

Geek Squad has different charges based on the category of device that you are insuring. Insuring a gaming console with Geek Squad will not cost the same as insuring a fridge. After reviewing both policies, we can see that Asurion is more cost effective. This is because it has fixed costs for an unlimited amount of coverage for home tech.

Asurion vs. Geek Squad- A comparison overview.

Asurion

If you are looking to get insurance for your devices, you should consider subscribing to one of Asurion’s policies. You can insure any of your cell phones, consumer electronics and home appliances like TVs, DVD players, streaming devices, gaming consoles, laptops, music equipment, desktops, and tablets.Asurion will protect your cell phone against cracked screens & physical damage, mechanical failures & manufacturer defects, loss & theft, and finally normal wear and tear. You can even insure your home tech with an unlimited number of claims each month if you wish.

So, how much does it cost? If you want to insure your cell phone, the prices will vary depending on the mobile carrier that you are using. This does not apply for home tech. You are required to play a fixed monthly payment of $24.99 for coverage on an unlimited number of home appliances.

Pros

  • Low monthly cost.
  • Quick replacements.
  • Offers extensive coverage.

Cons

  • Not available for everyone.
  • Replacement is not always identical.

Geek Squad

Best Buy offers great insurance services through their subsidiary, Geek Squad. It covers a long list of items; with geek squad you can cover your TV and home theater, computers and tablets, cameras and camcorders, music equipment, car electronics, gaming and vr devices, cell phones, wearable tech like watches and appliances like fridges. The fact that you can insure so many devices through Geek Squad is a great advantage to its customers.

So, what exactly does Geek squad cover? You get protection against power surges and failure of your device caused by wear and tear. In addition to that, it also covers defects in materials and workmanship. When any of your home appliances break down, a Geek Squad employee can come to your location and fix it.

You may pay a large amount for coverage, but you do not have to pay any deductibles. The price depends on the category and type of device that you are insuring. This means that the price that you would pay to ensure a TV is different compared to what you would pay for a fridge. Your cost will vary depending on your needs.

Pros

  • Offers home services.
  • Wide range of devices.
  • Many computer services are included.
  • Many connected car services are included.
  • No deductible payments.

Cons

  • It is expensive.
  • Not available for everyone.

Conclusion

After reviewing the Asurion and Geek Squad Protection Plans, we can see that both offer great services. Asurion provides AT&T, T-Mobile, Sprint, and Verizon users with a wide range of protection for their cell phones. It also provides insurance for home tech at a fair price. Geek Squad will offer exceptional services for you if you buy your devices from Best Buy. Even though both offer extraordinary services, one is still better than the other.

Final Verdict: So, which is better? Asurion or Geek Squad?

Subscribing to Asurion’s insurance policy is of greater advantage than the Geek Squad Protection Plans. This is mainly because you can insure an unlimited amount of home tech for a fixed and fair price every month. In addition, you can insure any product regardless of where you have purchased it, unlike Geek Squad. Although cell phone insurance is only available for selected users (Verizon, AT&T, T-Mobile, and Sprint users), it is still better that Best Buy’s policy which requires you to buy the device from them.

FAQs

  1. Do you need to purchase your product from Best Buy so that it qualifies for Geek Squad Protection?

Yes, you will need to purchase both the product and Geek Squad Protection Plan from Best Buy.

  1. How do you know if your product qualifies for Geek Squad Protection?

Best Buy will replace (not repair) any product if you have paid for a Product Replacement Plan. However, under a standard Geek Squad Protection Plan, Best By will choose between repairing and replacing the item.

 

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