Is Target Plan Protection Worth It?

No, it is not. Generally, you are supposed to buy target plan protection in store then begin to register it online by creating your personal account. Target claims that you can always email them a copy of your product receipt for storage, but it is almost never stored with your warranty information. Just for this reason alone, we can establish that it is not a seamless process neither is it transparent enough if compared to other service plans. Additionally, you can only send over your small devices for repair via mail, which takes about a week to be processed and another two weeks for repair and replacement.

A great factor to always consider when purchasing any protection plans for your devices is the efficiency of the claims process. If you ignore the speed and professionalism levels of any company, you may end up struggling to get your devices repaired or replaced when needed. The whole idea is to ensure that you carry out extensive research on all extended warranties before settling for the one that suits your needs best.

What is included in Targets Protection Plan?

General Plan Coverage

The General Plan Coverage applies to computers/portable computing devices, major appliances, electronics, and contract and non-contract based mobile devices. It covers both the costs required for labor and parts needed for repair, if your device fails to operate properly due to;

Defects in materials or workmanship
Normal wear and tear
Image burn-in for all screen regardless of the product category
Power surges
Dust, internal humidity/condensation, internal overheating
Battery failure

Accidental Damage from Handling Coverage

ADH coverage is the additional package that you would need to add on to the general plan coverage. It caters for overall labor costs and the parts required for a successful repair job. It covers any damages that result from an unintentional or unexpected external event. This could be either liquid drops or spills that may arise from normal daily usage of your product.

This type of coverage expires within 1-3 years from the original product purchase date as identified on your purchase receipt. If it is determined at their sole discretion that your product cannot be repaired, Geek Squad replaces it with a product of the same kind and quality, which is of comparable performance. If they are unable to find a similar product, they reimburse you for the replacement of your device with a voucher or gift card that is equal to the current market value of your product but not exceeding the original purchase price of the device.

Unfortunately, the ADH coverage does not cover any cosmetic damages to your product including broken plastic on parts, tears, dents, and scratches, that do not otherwise affect the functionality of your product nor do they impair your use of your covered device. Also, it does not cover any devices damaged in falls from elevated heights such as balconies, decks, and windows. Lastly, it doesn’t cover products damaged by liquid submersion or any other secondary damage.

What are the Key Features of Target Plan Protection?

Replacement and Repair Fees

If your devices need replacement, Target reimburses you the full amount that you originally paid for your item. Sometimes, this amount may be determined by the current market price and shouldn’t exceed the amount you paid when purchasing your product. For repairs, they take time to repair your products up to a time when the maximum value that you paid for your electronic device has been reached.

Accidental Damage from Handling

Sometimes we aren’t the most careful when using our electronic devices. Based on this train of thought, there are times when we may spill a drink on our devices, which could lead to an electronic failure or we may accidentally drop our phones on the floor unknowingly. Unfortunately, most manufacturer warranties do not cater to any of these issues. On the brighter side, Target’s protection plan covers any spills, drops, or other accidental damages that may come up during normal use.

Coverage Timeline

Generally, if you have any used or refurbished items, coverage starts the day after the manufacturer warranty on your electronic device has expired. In this case, this Protection Plan coverage last for a year and can go up to 2 years. For newer, store-purchased items, coverage lasts for about two to five years and starts on the day of purchase.

24/7 Technical Support

Target offers technical support through its representatives that use the information you give them to diagnose any tech issues then walk you through the relevant steps needed to fix any problem.

How can I purchase Target Protection Plans?

The table below gives a quick summary on a few ways through which you can purchase Target Protection Plans.

Item	Purchasing Timeline	Status	Method
Target Protection Plan	You can only purchase the Target protection plan within 30 days of purchasing an item that is eligible for the extended warranty	Physical Purchase	Take your original product receipt to any guest service desk to activate and purchase a Target protection plan
		Online Purchase	Launch Targets website (target.com) and follow the instructions that guide you through the purchase of Target protection plans
		Phone Call Purchase	Call the guest service center on 1-877-927-7268 for assistance during purchase

Conclusion

Before purchasing a Target Plan Protection, take time and consider your usage pattern and whether or not you are comfortable fixing your electronic devices on your own. If you do not have any troubleshooting knowledge, you can always bank on the technical support services that Target has to offer.

FAQs

Can I return a protection plan at Target?

If you bought your protection plan online, you can either call Target’s Guest Services for assistance or return to the store. You should receive a full refund, less the overall costs of any service that you may have received from them.