Applecare vs. Verizon insurance – Which is a better protection plan for a smartphone?

Are you prone to damaging small devices such as smartphones? If yes, you should look for ways to protect them. Though buying covers for your small devices can help, paying for an insurance plan is better.

Applecare and Verizon offer insurance that can save you from incurring a lot of repair costs if something happens to your device. These are popular options that many people choose. Understanding how these two options differ is important before choosing either of them. Here is more!

What are the differences between Applecare and Verizon insurance?

Name	Applecare	Verizon Insurance
Coverage	Hardware failures	Loss, theft, and accidental damage
Same day repairs	No	Yes
Cost	Free	$13.00

 

Applecare vs. Verizon insurance- How do they compare?

• Coverage

Though different plans can protect your smart devices well, the level of coverage that companies offer is not the same. For instance, if you only want to stick with Applecare, you should expect limited coverage. This protection plan only covers smartphones against hardware failures. On the other hand, Verizon insurance covers theft, loss, and damage. These are the most common issues that many smartphone customers experience. Verizon insurance, therefore, offers more solid coverage than Applecare.

• Convenience

Even though both of these plans are great, Verizon insurance is more convenient compared to Applecare. This is because it offers same-day repairs. You can even ask a technician to come to your location to fix a damaged phone. With Applecare, you may have to wait for a few business days for the technicians to fix the damaged phone and send it back to you.

Though Apple takes its time, the company is known to fix devices with quality parts to prolong their lifespan. On the other hand, some Verizon customers have been complaining about the quality of parts used in repairs.

• Cost

In terms of the cost, you have to assess how much you are willing to pay each month to get ultimate protection. If you don’t want to incur any cost, Applecare would be an ideal option since it is free. Verizon insurance costs $13 per month. Due to the significant differences in cost, Applecare is more affordable than Verizon insurance.

 

 

Applecare vs. Verizon insurance- A comparison overview

Applecare overview

Every Apple product sold directly at the Apple store should come with a limited warranty. This warranty is referred to as Applecare. The plan covers different devices for at least one year. You will not pay any amount for you to get this standard warranty. Applecare guarantees that your smartphone will work well for at least one year. If, for instance, the device has a defect, Apple can replace it for you free of charge.

You can even transfer Applecare to a new owner within the specified time frame. If you wish to transfer this standard warranty to another person within one year, you have to provide at least proof of purchase. Applecare can cover your smart device against manufacturing defects and hardware failures. Any problems that may come up as a result of customer negligence cannot be covered. For instance, the company cannot compensate you if your smartphone drops and breaks.

With Applecare, you should expect to get complimentary technical support for at least 90 days. Apple customer representatives can therefore help you settle most of the issues that may arise while using the device, such as connectivity problems. Whenever you need help, you can get in touch with Apple by phone or chat.

Pros

• It comes with complimentary support
• Covers your device against hardware failures
• This warranty automatically applies to every Apple product
• It is free

Cons

• It only covers your device for one year
• It does not cover theft, loss, or accidental damage

Verizon Insurance overview

You can also protect your phone through Verizon insurance. This carrier has a plan that is known as the Total protection plan. To get mobile protection through this plan, you have to pay at least $13 per month. Though Verizon insurance is not free, it is worth considering.

This insurance plan can cover your mobile device against accidental damage, loss, and theft. If, for instance, the phone experiences liquid damage, Verizon insurance can cover it. This insurance plan can also cover out-of-warranty repairs that Applecare does not cover.

Verizon insurance can give you more peace of mind knowing that you will not incur very high repair costs. If, for instance, the screen of your cell phone cracks and you have been paying for Verizon insurance, you will only pay $29 to have it repaired. If your cell phone needs other types of repairs, the cost may vary depending on the extent of the damage. Since Verizon insurance also covers loss, you can pay a deductible of between $19 and $199 based on the lost or stolen model.

With Verizon insurance, you can enjoy same-day replacement. If you take the damaged phone to a repair store, the experts can fix it within a few hours. Alternatively, you can also request the technician to offer this service from your home or workplace if your time is limited. The problem with choosing this insurance plan is that you will be stuck with them until the phone contract is over. If you want to switch carriers for any reason, you have to pay extra fees or even a penalty.

Pros

• Offers same-day replacements
• You can also get coverage against theft or loss
• It is quite convenient

Cons

• High cost

Verdict: So which is better? Applecare or Verizon insurance

We took our time to compare these two plans and discovered some significant differences. Applecare is quite basic since it is free and has less coverage. We were more impressed by Verizon insurance since it offers more comprehensive coverage and offers same-day repairs. Though Verizon insurance is not that affordable, it can give you value for your cash. We, therefore, choose Verizon Insurance as the clear winner.

FAQs

Is Applecare same as Applecare+?

No. Applecare is the standard warranty, while Applecare+ is the extended warranty which comes at a cost.

If my phone drops in water, can Verizon insurance cover it?

Yes. Since this insurance plan covers liquid damage, you can get it repaired at a cheaper cost.